In Many States, Landlords or lessors of properties may require their tenants to have renters insurance (also known as rental insurance). The reason? Many times in the event of a claim the tenant assumes that the owner will protect or cover them and their property. Unfortunately, that is not the case and many renters are forced into a major financial bind. The landlord doesn’t want to have any issues with the rent payments they receive as part of the lease agreement. Renters Insurance can help tenants by providing them with the necessary funds to replace their belongings and in some cases protect them from lawsuits presented against them with the liability protection renters insurance provides.
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